Lessor's Risk Only

Lessor's Risk Only includes both standalone General Liability and Commercial Package with Property

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Risk Appetite

  • Auto-quote up to $2.5M TIV
  • Ability to request either monoline GL or package with Property
  • Deductibles as low as 1%
  • Eligible tenants include retail, restaurants and habitation

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  • Restaurant tenants with commercial cooking exposure
  • Up to 25,000 square feet
  • Up to 3 stories
  • Wind coverage for coastal property

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Target Segments

‍Building or Premises

  • Banks or office - mercantile or manufacturing - other than not for profit (61212)
  • Banks or office - mercantile or manufacturing - not for profit only (61216)
  • Banks or office - mercantile or manufacturing - maintained by the insured - other than not for profit (61217)
  • Banks or office - mercantile or manufacturing - maintained by the insured - Not for profit only (61218)

Shopping Centers

  • Shopping centers - indoor malls (67634)
  • Shopping centers (67635)

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‍Parking

  • Public - not open air (46603)
  • Public - open air (46604)
  • Public - shopping centers maintained by the lessee (46606)
  • Public - shopping centers maintained by the insured (46607)
  • Private (46622)

Habitational

  • Dwellings - one family (63010)
  • Dwellings - two family (63011)
  • Dwellings - three family (63012)
  • Dwellings - four family (63013)

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