Pathpoint's solution leverages superior technology to make underwriting more efficient, consistent and deliberate. Our streamlined distribution means we save costs on placement, and we pass those savings along to our carriers.
We can work with any product - API or no API - and any underwriting format - binding authority or brokerage. We partner closely with underwriters to help them develop rule sets and logic to digitize a process that has traditionally been done manually.
By partnering with major carriers and creating the best technology in the industry, we’ve built a proprietary rate-quote-bind-issue system that enables smoother placement of products. Lower cost, lower friction, and better data at every step of the transaction.
According to the most recent London Matters report in 2020, North America is the largest supplier of business to the London Market, and its share of the U.S. E&S sector now stands at 25%. London’s increase in the share of this business – the vast majority of which is placed in the Lloyd’s market – came from the small to mid-size E&S brokers.
Bridging the gap between the U.S. and the London Market has always been complex and costly, resulting in limited visibility and recurring questions: Are these the right agents? Do they have good quality business? Are the right controls in place? Is it profitable?
Pathpoint gives London carriers smooth and seamless access to independent U.S. retail agents. With thorough agent onboarding including compliance and due diligence processes, Pathpoint gives London Market carriers confidence that they can maintain underwriting control and high quality selection standards.
With Pathpoint, carriers have instant access to trading, distribution and risk data, so they can effectively manage their appetite while generating deeper insight into the demand for their products.
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