Lessor's Risk Only

Quote General Liability on a monoline or Package basis with Property for Lessor’s Risk Only (LRO) accounts, in minutes.

We offer coverages for Buildings or Premises, Habitational, and Shopping Centers. Agents can receive multiple immediately bindable quotes from industry leading carriers, with annual premiums as low as $1,000.  We also  accept wind exposed coastal properties.

Pathpoint’s single point of submission should be your only stop for LRO quotes.

For Rent Sign

Experience Instant Quoting with Lessor’s Risk Only

Agents helping to insure landlords often have to make several submissions, fill out several different ACORDs and supplementals, and email many different wholesalers or MGAs. There’s little visibility and transactions are rarely efficient.

Our new, reduced question LRO application provides a solution to all of these problems:

  • With auto-quote for two markets, agents can get submissions back in seconds

  • Easily package General Liability with Property, or get a LRO GL quote on it's own

  • Enter multiple buildings with several exposures to receive quotes for commercial package, even in Wind-exposed locations

Risk Appetite

  • Autoquote up to $2.5M TIV
  • Ability to request either monoline GL or packaged with Property
  • Deductibles as low as 1%
  • Eligible tenants include retail, restaurants and habitation
  • Restaurant tenants with commercial cooking exposure
  • Up to 25,000 square feet
  • Up to 3 stories
  • Wind coverage for coastal property
For Rent New York City

Recent LRO wins with our agents

Class of Business
Limits
Premium
Buildings or Premises - Bank or Office - Mercantile or Mfg. (Lessor's Risk Only) - Maintained by the Insured - Other Than Not-For-Profit
$1M/$2M
$495
State: California, Buildings or Premises - Bank or Office - Mercantile or Mfg. - Maintained by the Insured - Other Than Not-For-Profit
$1M/$2M
$4,071
State: California, Buildings or Premises - Bank or Office - Mercantile or Mfg. - Not-For-Profit Only
$1M/$2M
$3,207
State: California, Land occupied by persons other than the insured for business purposes
$1M/$2M
$1,069
State: Florida, Warehouses - Occupied by Multiple Interests
$1M/$2M
$8,138
State: Florida, Warehouses - Occupied by Single Interest
$1M/$2M
$6,807
State: Georgia, Buildings or Premises - Bank or Office - Mercantile or Mfg. - Maintained by the Insured - Other Than Not-For-Profit
$1M/$2M
$2,465
State: Maryland, Dwellings - One-Family
$1M/$2M
$2,457

Target Classes

Building or Premises
  • Banks or office - mercantile or manufacturing - other than not for profit (61212)
  • Banks or office - mercantile or manufacturing - not for profit only (61216)
  • Banks or office - mercantile or manufacturing - maintained by the insured - other than not for profit (61217)
  • Banks or office - mercantile or manufacturing - maintained by the insured - Not for profit only (61218)
Habitational
  • Dwellings - one family (63010)
  • Dwellings - two family (63011)
  • Dwellings - three family (63012)
  • Dwellings - four family (63013)
Parking
  • Public - not open air (46603)
  • Public - open air (46604)
  • Public - shopping centers maintained by the lessee (46606)
  • Public - shopping centers maintained by the insured (46607)
  • Private (46622)
Shopping Centers
  • Shopping centers - indoor malls (67634)
  • Shopping centers (67635)
Restaurant with Commercial Package

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