Contractors

By answering just 20 underwriting questions, receive up to 3 immediately bindable quotes from industry leading carriers, with annual premiums as low as $495.

Pathpoint’s single point of submission should be your only stop for Contractors quotes.

Download Contractors Appetite Guide

Eligible small businesses

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Up to $2m revenue

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Limits up to $1m/$2m

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Deductibles as low as $0

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Up to $5m per-project aggregate

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Up to $500k in payroll

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Up to 100% subcontracted work

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Policies available starting as low as $495

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WoS, AI & PNC available by request

Experience Faster Quoting for Contractors

Agents working with Contractors often have to make several submissions, fill out several different ACORDs and supplementals, and email many different wholesalers or MGAs. There’s little visibility and transactions are rarely efficient.

Our Contractors application provides a solution to all of these problems: from start to quote, it takes agents on average 5 minutes to complete the 20 required underwriting questions and get a quote.

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Featured segments

Carpenter

Carpenters

Get quotes to your Carpenter clients faster than ever before.

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Electrician

Electricians

Complete your application for coverage for Electricians in minutes, and request to bind, all in one place.

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Handyman

One person doing minor repairs or doing small one-off jobs. Work that requires a licensed tradesperson to perform the it. New ventures are welcome.

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Interior Construction

Quote quickly for construction work on interiors that engages multiple class codes

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Janitors

Coverage for basic cleaning services for the interior of premises.

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Landscapers

With a reduced question flow for Landscapers submissions, get quotes in minutes.

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Painters

Quote and bind Painters online, in minutes

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Remodelers

For insureds who are doing remodeling work, not new construction, engaging multiple class codes.

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Waterproofers & Pressure Washers

No limitations on PSI (pound force per square inch). Hood cleaning for kitchen exhaust systems contemplated.

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All segments

Air COnditioning, heating, and HVAC

  • Air Conditioning Systems or Equipment, Dealers or Distributors & Installation, Servicing, or Repair (91111)
  • Heating or Combined Heating and Air Conditioning Systems or Equipment, dealers or distributors & installation, servicing, or repair, no liquefied petroleum gas (LPG) equipment sales or work (95647)
  • Heating or Combined Heating and Air Conditioning Systems or Equipment, dealers or distributors & installation, servicing or repair, Not Otherwise Classified (95648)

Builders/construction

  • Executive Supervisors or Superintendents (91580)
  • Concrete Construction (91560)
  • Wrecking, Buildings or Structures, Not Otherwise Classified (99986)
  • Remodeling Contractor (91300)
  • Masonry (97447)
  • Dry Wall or Wallboard Installation (92338)
  • Floor Covering Installation, excluding tile or stone (94569)
  • Siding Installation (98967)
  • Debris Removal, construction sites (91629)
  • Salvage Operations, Not Otherwise Classified (98698)
  • Salvage Operations, removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental operations away from such buildings (98699)
  • Sheet Metal Work, outside (98884)

Carpentry

  • Carpentry, construction of residential property not exceeding three stories in height (91340)
  • Carpentry, Interior (91341)
  • Carpentry, Not Otherwise Classified (91342)
  • Carpentry, shop only (91343)

Electrical work

  • Electrical Apparatus, installation, servicing or repair, Not Otherwise Classified (92451)
  • Electrical Work, within buildings (92478)

Executive supervisors or superintendents

  • Executive Supervisors or Superintendents (91580)

Handyman

  • Handyman (95625)

Interior Construction

  • Ceiling or Wall Installation for metal (91436)
  • Communication Equipment Installation, industrial or commercial (91551)
  • Door, Window, or Assembled Millwork, Installation, Service, or Repair for Metal (91746)
  • Furniture or Fixtures, installation in offices or stores, portable, metal or wood (95124)

Janatorial

  • Janitorial Services (96816)

Landscaping

  • Excavation (94007)
  • Grading of Land (95410)
  • Landscape Gardening (97047)
  • Lawn Care Services (97050)
  • Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating (99777)
  • Driveway, Parking Area or Sidewalk, paving or repaving (92215)
  • Fence Erection Contractors (94276)

Machinery or equipment

  • Machinery or Equipment, Installation, Servicing or Repair, Not Otherwise Classified (97223)

painting

  • Paperhanging (98344)
  • Painting, exterior, buildings or structures, 3 stories or less in height, Not Otherwise Classified (98304)
  • Painting, interior, buildings or structures (98305)

Plumbing

  • Plumbing, Commercial and Industrial (98482)
  • Plumbing, Residential or Domestic (98483)

Roofing

  • Roofing, Commercial (98677)
  • Roofing, Residential (98678)

Subcontracted work (to others)

  • Contractors, Subcontracted Work, in connection with construction, reconstruction, erection or repair not buildings, not otherwise classified (91581)
  • Subcontracted Work in connection with building construction, reconstruction, repair, or erection of one or two family dwellings (91583)
  • Subcontracted Work in connection with building construction, reconstruction, repair, or erection of buildings (91585)
  • Contractors, Subcontracted Work, other than construction, related work (91591)

Swimming pools

  • Swimming Pool Servicing (99505)
  • Swimming Pools, installation, servicing or repair, above ground (99506)
  • Swimming Pools, installation, servicing or repair, below ground (99507)

Waterproofing and Pressure washing

  • Waterproofing, By Pressure Apparatus (99952)
  • Contractor - Pressure Washing (Power Washing) (98522)

Quote Cyber for Contractors

Any contractor who stores any information on a computer or uses a computer for payments could benefit from Cyber coverage.

Get a quote for your Contractor clients in under 2 minutes with Pathpoint.

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Recent Contractors wins

Class of business

Coverage

Limits

Premium

Executive Supervisors or Superintendents; Subcontracted Work – One or Two Family Dwellings
General Liability - Contractors
$1M/$2M
$4,284
Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating
General Liability - Contractors
$1M/$2M
$3,181
Landscape Gardening
General Liability - Contractors
$1M/$2M
$550
Carpentry - Interior
General Liability - Contractors
$1M/$2M
$495
Carpentry - Interior
General Liability - Contractors
$1M/$2M
$495
Handyperson
General Liability - Contractors
$1M/$2M
$495
Painting - Interior - Buildings or Structures, Painting - Exterior - Buildings or Structures - Three Stories or Less in Height
General Liability - Contractors
$1M/$2M
$495
Painting - Interior - Buildings or Structures, Painting - Exterior - Buildings or Structures - Three Stories or Less in Height
General Liability - Contractors
$1M/$2M
$495
Painting - Exterior - Buildings or Structures - Three Stories or Less in Height, Painting - Interior - Buildings or Structures
General Liability - Contractors
$1M/$2M
$495
Handyperson, Lawn Care Services
General Liability - Contractors
$1M/$2M
$550
Handyperson, Lawn Care Services
General Liability - Contractors
$1M/$2M
$550
Welding or Cutting
General Liability - Contractors
$1M/$2M
$603
Handyperson, Lawn Care Services, Carpentry
General Liability - Contractors
$1M/$2M
$650
Painting - Exterior - Buildings or Structures - Three Stories or Less in Height
General Liability - Contractors
$1M/$2M
$650
Pressure Washing
General Liability - Contractors
$1M/$2M
$650
Pressure Washing
General Liability - Contractors
$1M/$2M
$650
Pressure Washing
General Liability - Contractors
$1M/$2M
$650
Pressure Washing
General Liability - Contractors
$1M/$2M
$650
Landscape Gardening, Lawn Care Services
General Liability - Contractors
$1M/$2M
$650
Painting - Exterior - Buildings or Structures - Three Stories or Less in Height
General Liability - Contractors
$1M/$2M
$650
Excavation
General Liability - Contractors
$1M/$2M
$683
Pressure Washing
General Liability - Contractors
$1M/$2M
$686
Communication Equipment Installation - Industrial or Commercial
General Liability - Contractors
$1M/$2M
$695
Swimming Pools - Installation, Servicing or Repair - Below Ground
General Liability - Contractors
$1M/$2M
$733
Pressure Washing
General Liability - Contractors
$1M/$2M
$829
Painting - Interior - Buildings or Structures
General Liability - Contractors
$1M/$2M
$918
Excavation
General Liability - Contractors
$1M/$2M
$1,000
Carpentry - Construction of Residential Property Not Exceeding Three Stories in Height
General Liability - Contractors
$1M/$2M
$1,054
Remodeling
General Liability - Contractors
$1M/$2M
$1,277
Excavation
General Liability - Contractors
$1M/$2M
$1,334
Wrecking - Buildings or Structures
General Liability - Contractors
$500K/$1M
$1,348
Janitorial Services
General Liability - Contractors
$1M/$2M
$1,471
Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating
General Liability - Contractors
$1M/$2M
$1,500
Handyperson, Remodeling
General Liability - Contractors
$1M/$2M
$1,500
Remodeling,Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$1,528
Carpentry - Interior
General Liability - Contractors
$1M/$2M
$1,539
General Contractor - Subcontracted work
General Liability - Contractors
$1M/$2M
$1,550
Drywall or Wallboard Installation and Painting - Interior - Buildings or Structures and Carpentry - Interior
General Liability - Contractors
$1M/$2M
$1,576
Tree Pruning, Dusting, Spraying, Repairing, Trimming, Fumigating, Landscape Gardening
General Liability - Contractors
$1M/$2M
$1,600
Remodeling and subcontracting
General Liability - Contractors
$1M/$2M
$1,725
Remodeling, Handyperson, Excavation, Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating and Roofing (Residential - Three Stories & Under), Carpentry - Interior and Lawn Care Services
General Liability - Contractors
$1M/$2M
$1,812
Roofing (Residential) Three Stories & Under, Debris Removal - Construction Site
General Liability - Contractors
$1M/$2M
$1,873
Executive Supervisors or Executive Superintendents, Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$1,894
Carpentry - Construction of Residential Property Not Exceeding Three Stories in Height, Interior Carpenter, Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$2,055
Waterproofing - By Pressure Apparatus
General Liability - Contractors
$1M/$2M
$2,070
Fence erection Contractors
General Liability - Contractors
$1M/$2M
$2,076
Remodeling
General Liability - Contractors
$1M/$2M
$2,144
Contractors - Subcontracted Work In Connection with Building Construction, Reconstruction, Repair or Erection One or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$2,198
Executive Supervisors or Superintendents, Subcontracted Work connected with Building Construction, Reconstruction, Repair or Erection 1- 2 Family Dwellings, Subcontracted Work connected with Construction, Reconstruction, Repair, Erection of Buildings
General Liability - Contractors
$1M/$2M
$2,224
Roofing (Residential) Three Stories & Under
General Liability - Contractors
$1M/$2M
$2,263
Swimming Pools - Installation, Servicing or Repair - Below Ground and Contractors - Subcontracted Work - In Connection with Construction, Reconstruction, Erection or Repair - Not Buildings
General Liability - Contractors
$1M/$2M
$2,307
Subcontracted Work - In Connection with Construction, Reconstruction, Repair or Erection of Buildings, Carpentry
General Liability - Contractors
$1M/$2M
$2,326
Executive Supervisors or Executive Superintendents, Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$2,438
Remodeling, Contractors - Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings)
General Liability - Contractors
$1M/$2M
$2,492
Roofing - Residential - Three Stories & Under, Contractors - Subcontracted Work - in Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$2,710
Executive Supervisors or Executive Superintendents
General Liability - Contractors
$1M/$2M
$2,852
Roofing - Residential - Three Stories & Under, Roofing - Commercial or Residential Over Three Stories
General Liability - Contractors
$1M/$2M
$3,000
Remodeling, Contractors - Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$3,815
Roofing - Residential - Three Stories & Under
General Liability - Contractors
$1M/$2M
$4,372
Handyperson, Painting - Interior - Buildings or Structures, Painting - Exterior - Buildings or Structures - Three Stories or Less in Height
General Liability - Contractors
$1M/$2M
$4,562
Remodeling
General Liability - Contractors
$1M/$2M
$4,868
Carpentry - Interior
General Liability - Contractors
$1M/$2M
$5,856
Heating or Combined Heating and Air Conditioning Systems or Equipment - Dealers or Distributors and Installation, Servicing or Repair
General Liability - Contractors
$1M/$2M
$6,500
Air Conditioning Systems or Equipment - Dealers or Distributors and Installation, Servicing or Repair
General Liability - Contractors
$1M/$2M
$8,280
Heating or Combined Heating and Air Conditioning Systems or Equipment - Dealers or Distributors and Installation, Servicing or Repair
General Liability - Contractors
$1M/$2M
$8,500
Roofing (Residential) Three Stories & Under
General Liability - Contractors
$1M/$2M
$19,370