Lessor's Risk Only

We offer coverage for Buildings or Premises, Habitational, and Shopping Centers. We also accept wind-exposed coastal properties.

Download LRO Appetite Guide
General Liability

Risk Appetite

checkmark

Autoquote up to $2.5M TIV

checkmark

Restaurant tenants with commercial cooking exposure

checkmark

Ability to request either monoline GL or package with Property

checkmark

Up to 25,000 square feet

checkmark

Deductibles as low as 1%

checkmark

Cyber coverage also available

checkmark

Up to 3 stories

checkmark

Eligible tenants include retail, restaurants and habitation, up to 4 units

checkmark

Wind coverage for coastal property

Experience Instant Quoting for LRO

Agents helping to insure landlords often have to make several submissions, fill out several different ACORDs and supplementals, and email many different wholesalers or MGAs. There’s little visibility and transactions are rarely efficient.

Pathpoint's solution solves all of these problems, and more.

Start Quoting

Target segments

Building or Premises

  • Banks or office - mercantile or manufacturing - other than not for profit (61212)
  • Banks or office - mercantile or manufacturing - not for profit only (61216)
  • Banks or office - mercantile or manufacturing - maintained by the insured - other than not for profit (61217)
  • Banks or office - mercantile or manufacturing - maintained by the insured - Not for profit only (61218)

Habitational

  • Dwellings - one family (63010)
  • Dwellings - two family (63011)
  • Dwellings - three family (63012)
  • Dwellings - four family (63013)

Parking

  • Public - not open air (46603)
  • Public - open air (46604)
  • Public - shopping centers maintained by the lessee (46606)
  • Public - shopping centers maintained by the insured (46607)
  • Private (46622)

Shopping Centers

  • Shopping centers - indoor malls (67634)
  • Shopping centers (67635)

Warehouses occupied by non-owners

  • Warehouses occupied by multiple interests (68702)
  • Warehouses occupied by single interest (68703)

Recent Lessor's Risk Only wins

Class of business

Coverage

Limits

Premium

Clothing Mfg.
Package: General Liability + Property
$1M/$2M
$495
Buildings or Premises - Bank or Office - Mercantile or Mfg. (Lessor's Risk Only) - Maintained by the Insured - Other Than Not-For-Profit
General Liability - Lessor's Risk Only (LRO)
$1M/$2M
$495
Clothing or Wearing Apparel Stores - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$845
Restaurants - with Sale of Alcoholic Beverages that are Less Than 30% of the Annual Receipts of the Restaurants - with Table Service
Package: General Liability + Property
$1M/$2M
$850
Real Estate Agents
Package: General Liability + Property
$1M/$2M
$1,000
Apartment Buildings
Package: General Liability + Property
$1M/$2M
$2,525
Stores: Retail Not Otherwise Classified
Package: General Liability + Property
$1M/$2M
$2,604
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$2,777
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$2,833
Stores: Retail Not Otherwise Classified
Package: General Liability + Property
$1M/$2M
$2,986
Apartment Buildings
General Liability - Lessor's Risk Only (LRO)
$1M/$2M
$3,105
Restaurant—No Alcohol—With Servers
Package: General Liability + Property
$1M/$2M
$3,861
Restaurant: Alcohol >30%, <75%, Dance Floor
Package: General Liability + Property
$1M/$2M
$4,780
Restaurants with no alcohol, without seating
Package: General Liability + Property
$1M/$2M
$5,217
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$9,561
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$14,094