Lessor's Risk Only

We offer coverage for Buildings or Premises, Habitational, and Shopping Centers. We also accept wind-exposed coastal properties.

Download LRO Appetite Guide

Risk Appetite

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Autoquote up to $2.5M TIV

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Restaurant tenants with commercial cooking exposure

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Ability to request either monoline GL or package with Property

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Up to 25,000 square feet

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Deductibles as low as 1%

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Up to 3 stories

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Eligible tenants include retail, restaurants and habitation, up to 4 units

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Wind coverage for coastal property

Experience Instant Quoting for LRO

Agents helping to insure landlords often have to make several submissions, fill out several different ACORDs and supplementals, and email many different wholesalers or MGAs. There’s little visibility and transactions are rarely efficient.

Pathpoint's solution solves all of these problems, and more.

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"We have been placing more and more Commercial General Liability insurance with Pathpoint since they launched in late 2020, and we can't imagine going back to how we used to access E&S quotes. Their new platform update addresses a big need for us – selling Cyber, which is a benefit to our clients and helps deepen our relationships with them. Pathpoint’s update will allow us to do just that, and in a way that isn't cumbersome for an already complex and hard to understand product."

JUSTIN EGGAR CEO, QUANTUM ASSURANCE INTERNATIONAL

Target segments

Building or Premises

  • Banks or office - mercantile or manufacturing - other than not for profit (61212)
  • Banks or office - mercantile or manufacturing - not for profit only (61216)
  • Banks or office - mercantile or manufacturing - maintained by the insured - other than not for profit (61217)
  • Banks or office - mercantile or manufacturing - maintained by the insured - Not for profit only (61218)

Habitational

  • Dwellings - one family (63010)
  • Dwellings - two family (63011)
  • Dwellings - three family (63012)
  • Dwellings - four family (63013)

Parking

  • Public - not open air (46603)
  • Public - open air (46604)
  • Public - shopping centers maintained by the lessee (46606)
  • Public - shopping centers maintained by the insured (46607)
  • Private (46622)

Shopping Centers

  • Shopping centers - indoor malls (67634)
  • Shopping centers (67635)

Warehouses occupied by non-owners

  • Warehouses occupied by multiple interests (68702)
  • Warehouses occupied by single interest (68703)

Recent Lessor's Risk Only wins

Class of business

Coverage

Limits

Premium

Clothing Mfg.
Package: General Liability + Property
$1M/$2M
$495
Clothing or Wearing Apparel Stores - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$845
Real Estate Agents
Package: General Liability + Property
$1M/$2M
$1,000
Restaurant: Alcohol >30%, <75%, Dance Floor
Package: General Liability + Property
$1M/$2M
$4,780
Restaurants with no alcohol, without seating
Package: General Liability + Property
$1M/$2M
$5,217
Restaurants--with Sale of Alcoholic Beverages that are Less Than 30% of the Annual Receipts of the Restaurants--with Table Service
Package: General Liability + Property
$1M/$2M
$850
Restaurant—No Alcohol—With Servers
Package: General Liability + Property
$1M/$2M
$3,861
Stores: Retail Not Otherwise Classified
Package: General Liability + Property
$1M/$2M
$2,604
Stores: Retail Not Otherwise Classified
Package: General Liability + Property
$1M/$2M
$2,986
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$2,833
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$14,094
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$9,561
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$2,777