Remodelers

We recommend using the Remodelers class code for insureds who are doing remodeling work, not new construction, that engages multiple class codes. Minimum premium of $750.

Download Contractors Appetite Guide

Eligible small businesses

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Up to $2m revenue

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Limits up to $1m/$2m

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Deductibles as low as $0

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Up to $5m per-project aggregate

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Up to $400k in payroll

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Minimum premium: $750

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Bodily Injury and Property deductible (BIPD) $500 minimum

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Add subcontractors easily

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Up to 10% plumbing

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New ventures welcome

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Cyber policy available starting as low as $545

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WoS, AI, PNC & Completed Operations available by request

Experience Faster Quoting for Remodelers

Agents working with Remodelers often have to make several submissions, fill out several different ACORDs and supplementals, and email many different wholesalers or MGAs. There’s little visibility and transactions are rarely efficient.

Our Contractors application provides a solution to all of these problems: from start to quote, it takes agents on average 5 minutes to complete the 20 required underwriting questions and get a quote.

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Included class codes

  • Appliance Installation  
  • Carpentry  
  • Ceiling/Wall Installation  
  • Debris Removal  
  • Door/Window Installation  
  • Drywall Installation  
  • Electrical Work  
  • Floor Covering Installation  
  • Home Furnishing Installation  
  • Insulation Work  
  • Masonry  
  • Painting  
  • Paperhanging  
  • Siding Installation  
  • Tile Work  Plumbing – but subject to 10% or less of total receipts  
  • Exposures or operations not listed above should be separately classified and rated. For example, but not limited to: Subcontractors, Roofing, Excavation, Grading of Land and Prefabricated Building Erection.

Recent Remodelers wins

Class of business

Coverage

Limits

Premium

Remodeling
General Liability - Contractors
$1M/$2M
$1,277
Remodeling,Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$1,528
Remodeling and subcontracting
General Liability - Contractors
$1M/$2M
$1,725
Remodeling, Handyperson, Excavation, Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating and Roofing (Residential - Three Stories & Under), Carpentry - Interior and Lawn Care Services
General Liability - Contractors
$1M/$2M
$1,812
Remodeling
General Liability - Contractors
$1M/$2M
$2,144
Remodeling, Contractors - Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings)
General Liability - Contractors
$1M/$2M
$2,492
Remodeling, Contractors - Subcontracted Work - In Connection with Building Construction, Reconstruction, Repair or Erection - One- or Two-Family Dwellings
General Liability - Contractors
$1M/$2M
$3,815
Remodeling
General Liability - Contractors
$1M/$2M
$4,868