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Small commercial E&S made simple

Thousands of insurance agents use Pathpoint to quote non-admitted risks in minutes, bind coverage, and have policies issued – all in one place, with 24/7 access.

No appointment needed to quote

Recent Pathpoint wins with premiums

Save time, better serve your clients,
and grow your business faster.

When your admitted markets say no, come to Pathpoint

Watch how to quote with Pathpoint
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Instant quotes

Automated underwriting gives
you bindable quotes at the click
of a button

24/7 Access

Log in to quote and manage documents anywhere, anytime

Streamlined processes

E-signing, prefilled applications, PathPay, and a single supplemental get it done faster

We help independent agents place business with E&S carriers across multiple lines of business

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At Bay logoHiscox logoNavigatorsAt Bay logoHiscox logoNavigatorsAt Bay logoHiscox logoNavigatorsAt Bay logoHiscox logoNavigators

“Pathpoint saved my agency and myself a lot of time, so instead of spending hours, I’m now spending minutes. I’m able to do more quotes and sell more policies. It’s a simple process to quote and I’m able to help my clients, and it’s a win-win.”

Hassan Berro

Prince Insurance

"This is what I love about your platform. It is quick, easy, and I get immediate results."

Donna Wasserman

Placement Specialist, Renaissance Alliance

“It is so convenient to be able to just enter information in to become an ACORD and digitally sign all the documents. When you can’t do an account, I’m able to take those ACORDs and bring them to my other wholesalers, and it really saves me a lot of time.”

Anthony Garibay

Farmers Agent

“When I started doing quotes I could get prices really quick, cover things like roofers and welders - things that other companies couldn’t do - and that’s been a big help. If you’re not using Pathpoint, you’re doing a disservice to some of the customers because you’re going to get prospects who are going to need service quickly.”

Greg Gay

Goyo Taxes, Insurance y Mas

" I love Pathpoint's system! It is so easy to work with. Especially with uploading ACORD forms, I can literally quote in 3 minutes."

Tova Shulman

The Wilhelm Agency

"We started working with Pathpoint a few months ago and their system is super easy to use, very intuitive. The underwriting department has been very quick to response when it has to be referred and the rates have been great."

Susan Ariza

The Cooper Agency

Market and Customer
Service Response Times

Quote 200x faster vs. other wholesalers

24s

live chat response time

14m

to an instant quote

25hrs

saved per quote

Recent Transactions

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,500

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$495

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$699

Contractors + GL

Handyperson

Limits

$1M/$2M

Premium

$598

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$2,938

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$4,631

Cyber

Hotels except Casino Hotels and Motels

Limits

$1M/$1M

Premium

$1,288

Monoline Property

0545: Restaurants – With Limited Cooking

Premium

$1,107

Restaurants + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$1,363

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,210

Manufacturing + GL

Cosmetics Mfg

Limits

$1M/$2M

Premium

$750

Contractors + GL

Excavation

Limits

$1M/$2M

Premium

$1,500

Contractors + GL

Swimming Pool Servicing

Limits

$1M/$2M

Premium

$650

Contractors + GL

Carpentry Interior

Limits

$1M/$2M

Premium

$875

Contractors + GL

Contractors Subcontracted Work In Connection with Construction Reconstruction Repair or Erection of Buildings

Limits

$1M/$2M

Premium

$3,792

Contractors + GL

Roofing Residential Three Stories and Under

Limits

$1M/$2M

Premium

$3,257

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$500

Contractors + GL

Carpentry Construction of Residential Property Not Exceeding Three Stories in Height

Limits

$1M/$2M

Premium

$900

LRO + Package

0520: Floor Covering Stores – Carpets 0702: Offices – Non-Governmental

Limits

$1M/$2M

Premium

$7,417

Monoline Property

0913: Laundry and Dry Cleaning Stores

Premium

$5,002

LRO + GL

0702: Offices – Non-Governmental

Limits

$1M/$2M

Premium

$500

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,500

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$495

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$699

Contractors + GL

Handyperson

Limits

$1M/$2M

Premium

$598

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$2,938

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$4,631

Cyber

Hotels except Casino Hotels and Motels

Limits

$1M/$1M

Premium

$1,288

Monoline Property

0545: Restaurants – With Limited Cooking

Premium

$1,107

Restaurants + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$1,363

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,210

Manufacturing + GL

Cosmetics Mfg

Limits

$1M/$2M

Premium

$750

Contractors + GL

Excavation

Limits

$1M/$2M

Premium

$1,500

Contractors + GL

Swimming Pool Servicing

Limits

$1M/$2M

Premium

$650

Contractors + GL

Carpentry Interior

Limits

$1M/$2M

Premium

$875

Contractors + GL

Contractors Subcontracted Work In Connection with Construction Reconstruction Repair or Erection of Buildings

Limits

$1M/$2M

Premium

$3,792

Contractors + GL

Roofing Residential Three Stories and Under

Limits

$1M/$2M

Premium

$3,257

Vacant Land + GL

Vacant Land Other Than Not For Profit

Limits

$1M/$2M

Premium

$500

Contractors + GL

Carpentry Construction of Residential Property Not Exceeding Three Stories in Height

Limits

$1M/$2M

Premium

$900

LRO + Package

0520: Floor Covering Stores – Carpets 0702: Offices – Non-Governmental

Limits

$1M/$2M

Premium

$7,417

Monoline Property

0913: Laundry and Dry Cleaning Stores

Premium

$5,002

LRO + GL

0702: Offices – Non-Governmental

Limits

$1M/$2M

Premium

$500

LRO + GL

Dwellings One Family Lessor s Risk Only

Limits

$1M/$2M

Premium

$495

Monoline Property

0702: Offices – Non-Governmental

Premium

$1,780

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$1,000

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$3,623

Restaurants + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$1,036

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,500

Excess Standalone

Painting Exterior Buildings or Structures Three Stories or Less in Height

Premium

$2,316

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$10,153

LRO + Package

0321: Apartments with Mercantile Occupancies – Up to 10 Units 0520: Tailor Merchants; Tailoring or Dressmaking Establishments – Custom – With 10 Employees or Less Engaged in Custom Alterations or Custom Tailoring of Wearing Apparel After Sale to Customer

Limits

$1M/$2M

Premium

$4,405

Monoline Property

0921: Beauty Parlors and Hair Styling Salons

Premium

$2,625

Contractors + GL

Pressure Washing

Limits

$1M/$2M

Premium

$650

Vacant Land + GL

Vacant Land Not For Profit Only

Limits

$1M/$2M

Premium

$495

Contractors + GL

Contractors Executive Supervisors or Executive Superintendents

Limits

$1M/$2M

Premium

$17,780

Excess Standalone

Remodeling Contractor

Premium

$1,152

LRO + GL

Dwellings Four Family Lessor s Risk Only

Limits

$1M/$2M

Premium

$1,256

LRO + GL

Buildings or Premises Bank or Office Mercantile or Mfg Lessor s Risk Only Other Than Not For Profit

Limits

$1M/$2M

Premium

$500

LRO + Package

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$6,324

Contractors + GL

Handyperson

Premium

$781

Monoline Property

0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family

Premium

$21,389

Contractors + GL

Pressure Washing

Limits

$1M/$2M

Premium

$730

Contractors + GL

Janitorial Services

Premium

$3,142

LRO + GL

Apartment Buildings

Limits

$1M/$2M

Premium

$1,718

LRO + GL

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$1,680

Monoline Property

Premium

$2,299

LRO + GL

Dwellings One Family Lessor s Risk Only

Limits

$1M/$2M

Premium

$495

Monoline Property

0702: Offices – Non-Governmental

Premium

$1,780

Contractors + GL

Tree Pruning Dusting Spraying Repairing Trimming or Fumigating

Limits

$1M/$2M

Premium

$2,100

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$1,000

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$3,623

Restaurants + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$1,036

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,500

Excess Standalone

Painting Exterior Buildings or Structures Three Stories or Less in Height

Premium

$2,316

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$10,153

LRO + Package

0321: Apartments with Mercantile Occupancies – Up to 10 Units 0520: Tailor Merchants; Tailoring or Dressmaking Establishments – Custom – With 10 Employees or Less Engaged in Custom Alterations or Custom Tailoring of Wearing Apparel After Sale to Customer

Limits

$1M/$2M

Premium

$4,405

Monoline Property

0921: Beauty Parlors and Hair Styling Salons

Premium

$2,625

Contractors + GL

Pressure Washing

Limits

$1M/$2M

Premium

$650

Vacant Land + GL

Vacant Land Not For Profit Only

Limits

$1M/$2M

Premium

$495

Contractors + GL

Contractors Executive Supervisors or Executive Superintendents

Limits

$1M/$2M

Premium

$17,780

Excess Standalone

Remodeling Contractor

Premium

$1,152

LRO + GL

Dwellings Four Family Lessor s Risk Only

Limits

$1M/$2M

Premium

$1,256

LRO + GL

Buildings or Premises Bank or Office Mercantile or Mfg Lessor s Risk Only Other Than Not For Profit

Limits

$1M/$2M

Premium

$500

LRO + Package

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$6,324

Contractors + GL

Handyperson

Premium

$781

Monoline Property

0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family

Premium

$21,389

Contractors + GL

Pressure Washing

Limits

$1M/$2M

Premium

$730

Contractors + GL

Janitorial Services

Premium

$3,142

LRO + GL

Apartment Buildings

Limits

$1M/$2M

Premium

$1,718

LRO + GL

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$1,680

Monoline Property

Premium

$2,299

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