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Small commercial E&S made simple

Thousands of insurance agents use Pathpoint to quote non-admitted risks in minutes, bind coverage, and have policies issued – all in one place, with 24/7 access.

No appointment needed to quote

Recent Pathpoint wins with premiums

Save time, better serve your clients,
and grow your business faster.

When your admitted markets say no, come to Pathpoint

Watch the demo

Instant quotes

Automated underwriting gives
you bindable quotes at the click
of a button

24/7 Access

Log in to quote and manage documents anywhere, anytime

Streamlined processes

E-signing, prefilled applications, PathPay, and a single supplemental get it done faster

We help independent agents place business with E&S carriers across multiple lines of business

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At Bay logoHiscox logoAt Bay logoHiscox logoAt Bay logoHiscox logoAt Bay logoHiscox logo

“Pathpoint saved my agency and myself a lot of time, so instead of spending hours, I’m now spending minutes. I’m able to do more quotes and sell more policies. It’s a simple process to quote and I’m able to help my clients, and it’s a win-win.”

Hassan Berro

Prince Insurance

"This is what I love about your platform. It is quick, easy, and I get immediate results."

Donna Wasserman

Placement Specialist, Renaissance Alliance

“It is so convenient to be able to just enter information in to become an ACORD and digitally sign all the documents. When you can’t do an account, I’m able to take those ACORDs and bring them to my other wholesalers, and it really saves me a lot of time.”

Anthony Garibay

Farmers Agent

“When I started doing quotes I could get prices really quick, cover things like roofers and welders - things that other companies couldn’t do - and that’s been a big help. If you’re not using Pathpoint, you’re doing a disservice to some of the customers because you’re going to get prospects who are going to need service quickly.”

Greg Gay

Goyo Taxes, Insurance y Mas

" I love Pathpoint's system! It is so easy to work with. Especially with uploading ACORD forms, I can literally quote in 3 minutes."

Tova Shulman

The Wilhelm Agency

"We started working with Pathpoint a few months ago and their system is super easy to use, very intuitive. The underwriting department has been very quick to response when it has to be referred and the rates have been great."

Susan Ariza

The Cooper Agency

Market and Customer
Service Response Times

Quote 274x faster vs. other wholesalers

24s

live chat response time

14m

to an instant quote

25hrs

saved per quote

Recent Transactions

Monoline Property

0913: Laundry and Dry Cleaning Stores

Premium

$2,610

Contractors + GL

Carpentry Construction of Residential Property Not Exceeding Three Stories in Height

Limits

$1M/$2M

Premium

$1,096

Contractors + GL

Carpentry

Limits

$1M/$2M

Premium

$4,288

LRO + GL

0533: Bakeries – Baking on Premises – No Delivery to Other Outlets 0921: Beauty Parlors and Hair Styling Salons 0702: Offices – Non-Governmental

Limits

$1M/$2M

Premium

$500

Contractors + GL

Contractors Subcontracted Work Other Than Construction Related Work

Limits

$1M/$2M

Premium

$12,796

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$4,968

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$8,078

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$4,744

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$3,144

Contractors + GL

Heating or Combined Heating and Air Conditioning Systems or Equipment Dealers or Distributors and Installation Servicing or Repair No Liquefied Petroleum Gas LPG Equipment Sales or Work

Limits

$1M/$2M

Premium

$1,822

Contractors + GL

Contractors Subcontracted Work In Connection with Construction Reconstruction Erection or Repair Not Buildings

Limits

$1M/$2M

Premium

$653

Excess Standalone

Heating or Combined Heating and Air Conditioning Systems or Equipment Dealers or Distributors and Installation Servicing or Repair No Liquefied Petroleum Gas LPG Equipment Sales or Work

Premium

$600

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$3,601

Monoline Property

0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family

Premium

$4,697

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$5,376

Contractors + GL

Contractors Subcontracted Work In Connection with Construction Reconstruction Repair or Erection of Buildings

Limits

$1M/$2M

Premium

$7,644

Monoline Property

0567: Gift Shops

Premium

$1,200

Monoline Property

0542: Restaurants – With Cooking

Premium

$539

Vacant Land + GL

Vacant Land Not For Profit Only

Limits

$1M/$2M

Premium

$495

LRO + GL

Warehouses Occupied by Multiple Interests Lessor s Risk Only

Limits

$1M/$2M

Premium

$619

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,729

Monoline Property

0532: Grocery Stores

Premium

$3,040

Monoline Property

0563: Electrical Equipment Distributors – Sales or Storage with or without Repair or Service

Premium

$4,935

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$924

Excess Standalone

Plumbing Commercial and Industrial

Premium

$5,755

Monoline Property

0913: Laundry and Dry Cleaning Stores

Premium

$2,610

Contractors + GL

Carpentry Construction of Residential Property Not Exceeding Three Stories in Height

Limits

$1M/$2M

Premium

$1,096

Contractors + GL

Carpentry

Limits

$1M/$2M

Premium

$4,288

LRO + GL

0533: Bakeries – Baking on Premises – No Delivery to Other Outlets 0921: Beauty Parlors and Hair Styling Salons 0702: Offices – Non-Governmental

Limits

$1M/$2M

Premium

$500

Contractors + GL

Contractors Subcontracted Work Other Than Construction Related Work

Limits

$1M/$2M

Premium

$12,796

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$4,968

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$8,078

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$4,744

Contractors + GL

Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings

Limits

$1M/$2M

Premium

$3,144

Contractors + GL

Heating or Combined Heating and Air Conditioning Systems or Equipment Dealers or Distributors and Installation Servicing or Repair No Liquefied Petroleum Gas LPG Equipment Sales or Work

Limits

$1M/$2M

Premium

$1,822

Contractors + GL

Contractors Subcontracted Work In Connection with Construction Reconstruction Erection or Repair Not Buildings

Limits

$1M/$2M

Premium

$653

Excess Standalone

Heating or Combined Heating and Air Conditioning Systems or Equipment Dealers or Distributors and Installation Servicing or Repair No Liquefied Petroleum Gas LPG Equipment Sales or Work

Premium

$600

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$3,601

Monoline Property

0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family

Premium

$4,697

Contractors + GL

Remodeling Contractor

Limits

$1M/$2M

Premium

$5,376

Contractors + GL

Contractors Subcontracted Work In Connection with Construction Reconstruction Repair or Erection of Buildings

Limits

$1M/$2M

Premium

$7,644

Monoline Property

0567: Gift Shops

Premium

$1,200

Monoline Property

0542: Restaurants – With Cooking

Premium

$539

Vacant Land + GL

Vacant Land Not For Profit Only

Limits

$1M/$2M

Premium

$495

LRO + GL

Warehouses Occupied by Multiple Interests Lessor s Risk Only

Limits

$1M/$2M

Premium

$619

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,729

Monoline Property

0532: Grocery Stores

Premium

$3,040

Monoline Property

0563: Electrical Equipment Distributors – Sales or Storage with or without Repair or Service

Premium

$4,935

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$924

Excess Standalone

Plumbing Commercial and Industrial

Premium

$5,755

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$2,107

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$2,624

Contractors + GL

Excavation

Limits

$1M/$2M

Premium

$826

Contractors + GL

Roofing Residential Three Stories and Under

Limits

$1M/$2M

Premium

$1,500

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$2,390

Contractors + GL

Appliances and Accessories Installation Servicing or Repair Commercial

Limits

$1M/$2M

Premium

$824

LRO + Package

0542: Restaurants – With Cooking 0844: Health or Exercise Clubs or Facilities 1052: Day Care Centers

Limits

$1M/$2M

Premium

$11,163

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$2,741

LRO + Package

0542: Restaurants – With Cooking 0321: Apartments with Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,498

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$4,574

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$3,996

Cyber

Offices of Lawyers

Limits

$1M/$1M

Premium

$2,799

Contractors + GL

Carpentry Construction of Residential Property Not Exceeding Three Stories in Height

Limits

$1M/$2M

Premium

$1,199

LRO + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$1,895

LRO + Package

0844: Health or Exercise Clubs or Facilities

Limits

$1M/$2M

Premium

$3,074

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,317

Monoline Property

0550: Automobile Distributors – Showrooms with No Repair or Service

Premium

$1,306

Monoline Property

0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family

Premium

$1,995

Contractors + GL

Pest Control Services

Limits

$1M/$2M

Premium

$650

LRO + GL

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$527

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$13,042

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$1,848

LRO + Package

Premium

$5,633

LRO + Package

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$17,888

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,168

LRO + Package

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Limits

$1M/$2M

Premium

$2,107

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$2,624

Contractors + GL

Excavation

Limits

$1M/$2M

Premium

$826

Contractors + GL

Roofing Residential Three Stories and Under

Limits

$1M/$2M

Premium

$1,500

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$2,390

Contractors + GL

Appliances and Accessories Installation Servicing or Repair Commercial

Limits

$1M/$2M

Premium

$824

LRO + Package

0542: Restaurants – With Cooking 0844: Health or Exercise Clubs or Facilities 1052: Day Care Centers

Limits

$1M/$2M

Premium

$11,163

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$2,741

LRO + Package

0542: Restaurants – With Cooking 0321: Apartments with Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$6,498

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$4,574

LRO + Package

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$3,996

Cyber

Offices of Lawyers

Limits

$1M/$1M

Premium

$2,799

Contractors + GL

Carpentry Construction of Residential Property Not Exceeding Three Stories in Height

Limits

$1M/$2M

Premium

$1,199

LRO + GL

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$1,895

LRO + Package

0844: Health or Exercise Clubs or Facilities

Limits

$1M/$2M

Premium

$3,074

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,317

Monoline Property

0550: Automobile Distributors – Showrooms with No Repair or Service

Premium

$1,306

Monoline Property

0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family

Premium

$1,995

Contractors + GL

Pest Control Services

Limits

$1M/$2M

Premium

$650

LRO + GL

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Limits

$1M/$2M

Premium

$527

Monoline Property

0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family

Premium

$13,042

Monoline Property

0311: Apartments without Mercantile Occupancies – Up to 10 Units

Premium

$1,848

LRO + Package

Premium

$5,633

LRO + Package

0542: Restaurants – With Cooking

Limits

$1M/$2M

Premium

$17,888

Monoline Property

0542: Restaurants – With Cooking

Premium

$2,168

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