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Commercial Package options for Lessor's Risk, Vacant Buildings, Restaurants, and more

Commercial Package

Quote general liability plus property coverage for your small commercial clients with one submission across lessor’s risk, vacant buildings, retail & services, and restaurant verticals.

  • Buildings illustration

    Lessor’s Risk

    General Liability up to $1M/$2M

    Property up to $3.3M TIV per location/$5.6M TIV per policy

    Business Personal Property up to $5k

    Wind deductibles as low as 2%

    Mix and Match Quoting Feature

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  • Buildings illustration

    Vacant Buildings

    General Liability up to $1M/$2M

    Property TIV up to $2.5M

    Coastal wind deductibles as low as 1%

    3, 6, 9, and 12-month terms available

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  • Buildings illustration

    Restaurants

    General Liability up to $2M/$2M

    Property TIV up to $5M per location/$5.6M per policy

    Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.

    Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment

    Risks with cooking equipment that has a semiannual cleaning contract in place

    Mix and Match Quoting Feature

    *Liquor Liability not available at this time

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  • Retail & Services

    Retail & Services

    General Liability, Property, or Packages

    General Liability limits up to $1M/$2M

    Property limits up to $3.3M TIV per location/$5.6M per policy for select classes

    Includes Products Liability (up to $2M Products/Completed Ops)

    Business Personal Property up to $250k per building

    Spoilage and Business Income with Extra Expense Coverage

    Classes include barber shops, beauty parlors, hair styling salons, nail salons, grocery stores, convenience stores (non-gas station)

    Mix and Match Quoting Feature

    *Liquor Liability not available at this time

    Learn more

Markets

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