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Retail & Services

Retail & Services

Beauty, barber, nail salons, food trucks, concession stands, mobile canteens are just a few of the classes you can get quick bindable quotes online with Pathpoint.

Obtain general liability and inland marine quotes within minutes.

Appetite Spotlights

Food trucks
  • General liability up to $1M/$2M

  • Property limits up to $3M TIV per location/$5M per policy for select classes

  • Business Personal Property up to $250k per building

  • Products-completed operations up to $2M

  • Contractors Equipment limits up to $50k

  • Inland Marine limits up to $50,000 any one item/$100,000 per schedule for food trucks

  • Spoilage and Business Income with Extra Expense Coverage available for food trucks

  • Miscellaneous Tools and Signage up to $1,500 per item

  • Food must be served from a motorized vehicle or from a cart towed by the vehicle

  • Must be in compliance with all federal, state or local statutes or requirements (such as permits, licenses)

  • Must have liquor liability in place when selling or serving alcohol

  • Auto Liability coverage must be in place with equal or greater limits for food trucks

Food trucks

Markets

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Considered Risks

  • No max on sales/revenue for beauty/barber/nail or food truck class codes

  • New ventures

  • Barber shops

  • Beauty salons

  • Hair salons

  • Nail salons

  • Food trucks

  • Food served from a motorized vehicle itself or a cart towed by a vehicle

  • Mobile canteens

  • Mobile concession stands

  • Refreshment stands

  • Silver-side lunch trucks

  • Up to 30% alcohol sales with liquor liability in place for food trucks classification

Quotable Classes

  • BBQ trucks

  • Beverages

  • Breakfast/brunch trucks

  • Burgers & hot dogs trucks

  • Candy and confectionery

  • Coffee trucks

  • Ethnic food trucks

  • Fruits and vegetables

  • Gluten-free trucks

  • Gourmet food trucks

  • Healthy food trucks

  • Snacks

  • Pastry trucks

  • Pizza trucks

  • Seafood trucks

  • Taco trucks

  • Vegetarian/vegan trucks

  • Barber shops

  • Beauty salons

  • Full-service salons

  • Hair salons

  • Nail salons

  • Specialty hair salons