Vacants
Find coverage for vacant buildings and land quickly with a single submission.
Coverage types available for vacant buildings include general liability, property, and package policies, and general liability is also available for vacant land.
Appetite spotlight
General liability limits from $500k to $2M (Instant Quotable)
Property limits up to $2.5M TIV (Instant Quotable)
Property up to $50M TIV
Properties that are less than 30% occupied
No square footage limitation
No strict limitation on number of stories for fully sprinklered buildings
Buildings constructed as early as 1850 with updates
Individuals, LLCs, trusts, estates, and other ownerships considered
Cosmetic renovations not exceeding half of the total TIV
Theft and vandalism available
Additional Insured coverage available
Markets
Considered risks
Coastal property accepted
Property under renovation
Term length of 3, 6, 9, or 12 months
Frequently quoted classes
Vacant Apartments
Vacant Coastal Properties
Vacant Commercial Buildings
Vacant Factories
Vacant Habitational
Vacant Dwellings
Vacant Homes
Vacant Land – Not-For-Profit
Vacant Land – Other Than Not-For-Profit
Vacant Office Buildings
Vacant Restaurants
Vacant Residential Buildings
Vacant Retail Buildings
Vacant Warehouses
Appetite overview
ISO Code | Description | NAICS Mapping |
|---|---|---|
ISO Code 49451 | Description Vacant Land – Other Than Not-For-Profit | NAICS Mapping 531190 |
ISO Code 49452 | Description Vacant Land – Not-For-Profit Only | NAICS Mapping 531190 |
ISO Code 68604 | Description Vacant Buildings – Factories | NAICS Mapping 531190 |
ISO Code 68606 | Description Vacant Buildings – Not Factories – Other than Not-For-Profit | NAICS Mapping 531190 |
ISO Code 68607 | Description Vacant Buildings – Not Factories – Not-For-Profit Only | NAICS Mapping 531190 |