General Liability
Quote general liability coverage for your clients fast across contractors, lessor’s risk, vacant buildings, manufacturing, monoline property, retail & services, and restaurant verticals.
Contractors
Learn moreGeneral Liability limits up to $1M/$2M
Annual revenues up to $3M
Up to $500k in payroll
Up to $5M per-project aggregate
Contractors Tools and Equipment limits up to $5k- $10k
Blanket Additional Insured, Waiver of Subrogation, Primary & Noncontributory available automatically
Lessor's Risk
Learn moreGeneral Liability, Property, or Package
General Liability up to $1M/$2M
Property up to $3M TIV per location/$5M TIV per policy
Business Personal Property up to $5k
Wind deductibles as low as 2%
Vacant Buildings and Land
Learn moreGeneral Liability, Property or Package
General Liability up to $1M/$2M
Property TIV up to $2.5M
Coastal wind deductibles as low as 1%
3, 6, 9, and 12-month terms available
Constructed after 1850
Monoline Property
Learn moreUp to $5M TIV ($3M per location)
No coastal restrictions - terms automatically set based on the distance to the coast
Construction year as early as 1850
Ability to offer Special form and Replacement cost for eligible buildings
Restaurants
Learn moreGeneral Liability, Property or Package
General Liability up to $1M/$2M
Property TIV up to $3M per location/$5M per policy
Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment
Risks with cooking equipment that has a semiannual cleaning contract in place
Manufacturing
Learn moreGeneral Liability limits up to $1M/$2M
Annual revenues up to $5M
Includes Products Liability (up to $2M Products/Completed Ops)
Classes include cosmetics, candles, food, beverages, clothing, shoes, and leather goods.
Retail & Services
Learn moreGeneral Liability, Property, or Packages
General Liability limits up to $1M/$2M
Includes Products Liability (up to $2M Products/Completed Ops)
Inland Marine limits up to $50,000 any one item/$100,000 per schedule for food trucks
Miscellaneous Tools and Signage up to $1,500 per item
Classes include concessionaires, food trucks, barber shops, beauty parlors, hair styling salons, nail salons, grocery stores, convenience stores (non-gas station)