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Commercial Property Coverage for Lessor's Risk, Vacant Buildings, Restaurants, and more classes

Commercial Property

Quote property coverage for your clients fast across lessor’s risk, vacant buildings, monoline property, retail & services, and restaurant verticals.

  • Commercial Property for Lessor's Risk

    Lessor's Risk

    General Liability, Property, or Package

    General Liability up to $1M/$2M

    Property up to $3.3M TIV per location/$5.6M TIV per policy

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

    Business Personal Property up to $5k

    Wind deductibles as low as 1%

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  • Commercial Property for Vacant Buildings

    Vacant Buildings

    General Liability, Property or Package

    General Liability up to $1M/$2M

    Property TIV up to $2.5M TIV

    Coastal wind deductibles as low as 1%

    3, 6, 9, and 12-month terms available

    Constructed after 1850

    Cosmetic renovations accepted

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  • Commercial Monoline Property for Retail

    Monoline Property

    Up to $5.6M TIV per policy ($3.3M per location)

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

    No coastal restrictions - terms automatically set based on the distance to the coast

    Construction year as early as 1850

    Ability to offer Special form and replacement cost for eligible buildings

    Wind deductibles as low as 1%

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  • Commercial Property for Restaurants

    Restaurants

    Property TIV up to $5M per location/$5.6M per policy

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

    Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.

    Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment

    Risks with cooking equipment that has a semiannual cleaning contract in place

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  • Retail & Services

    Retail & Services

    General Liability, Property or Package

    General Liability up to $1M/$2M

    Property limits up to $3.3M TIV per location/$5.6M per policy for select classes

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

    Business Personal Property up to $250k per building

    Spoilage and Business Income with Extra Expense Coverage

    Classes include barber shops, beauty parlors, nail salons, grocery, liquor, and retail stores

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Markets

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Recent commercial property wins

Type of riskPremiumState

Type of risk

Monoline Property

Premium

$2,450

State

NJ

Type of risk

Monoline Property

Premium

$6,662

State

CA

Type of risk

Monoline Property

Premium

$3,410

State

MA

Type of risk

Monoline Property

Premium

$8,080

State

CA