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Commercial Property Coverage for Lessor's Risk, Vacant Buildings, Restaurants, and more classes

Commercial Property

Quote property coverage for your clients fast across lessor’s risk, vacant buildings, monoline property, retail & services, and restaurant verticals.

  • Commercial Monoline Property for Retail

    Monoline Property

    Property up to $3.8M TIV per location/$5.8M TIV per policy (Instant Quotable)

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)

    Property TIV up to $30M

    Coastal properties - terms automatically set based on the distance to the coast

    Construction year as early as 1850 with documentation of updates

    Ability to offer Special form and replacement cost for eligible buildings

    Wind deductibles as low as 1%

    Monoline wind available

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  • Commercial Property for Lessor's Risk

    Lessor's Risk

    Property up to $3.8M TIV per location/$5.8M TIV per policy (Instant Quotable)

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)

    Property TIV up to $5M per package / $10M in select states

    Business Personal Property up to $5k

    Wind deductibles as low as 1%

    Constructed after 1850 with documentation of updates

    Up to 1,000 residential units including apartments, student housing, tract housing, HUD, and assisted living

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  • Commercial Property for Vacant Buildings

    Vacant Buildings & Land

    Property TIV up to $2.5M TIV (Instant Quotable)

    Property up to $50M TIV

    Coastal wind deductibles as low as 1%

    3, 6, 9, and 12-month terms available

    Constructed after 1850 with documentation of updates

    Cosmetic renovations accepted

    Properties that are less than 30% occupied

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  • Commercial Property for Restaurants

    Restaurants, Bars, & Taverns

    Property TIV up to $5M per location/$5.8M per policy (Instant Quotable)

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)

    Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.

    Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment

    Risks with cooking equipment that has a semiannual cleaning contract in place

    Wind deductibles as low as 1%

    Constructed after 1850 with documentation of updates

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  • Retail & Services

    Retail & Services

    Property limits up to $3.8M TIV per location/$5.8M per policy for select classes (Instant Quotable)

    Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)

    Business Personal Property up to $250k per building

    Spoilage and Business Income with Extra Expense Coverage

    Classes include barber shops, beauty parlors, nail salons, grocery, liquor, and retail stores

    Wind deductibles as low as 1%

    Constructed after 1850 with documentation of updates

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Markets

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Recent commercial property wins

Type of riskPremiumState

Type of risk

Monoline Property

Premium

$7,119

State

CA

Type of risk

Monoline Property

Premium

$4,752

State

MO

Type of risk

Monoline Property

Premium

$11,252

State

CA

Type of risk

Monoline Property

Premium

$10,789

State

CA