Commercial Property
Quote property coverage for your clients fast across lessor’s risk, vacant buildings, monoline property, retail & services, and restaurant verticals.
Lessor's Risk
Learn moreGeneral Liability, Property, or Package
General Liability up to $1M/$2M
Property up to $3.3M TIV per location/$5.6M TIV per policy
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX
Business Personal Property up to $5k
Wind deductibles as low as 1%
Vacant Buildings
Learn moreGeneral Liability, Property or Package
General Liability up to $1M/$2M
Property TIV up to $2.5M TIV
Coastal wind deductibles as low as 1%
3, 6, 9, and 12-month terms available
Constructed after 1850
Cosmetic renovations accepted
Monoline Property
Learn moreUp to $5.6M TIV per policy ($3.3M per location)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX
No coastal restrictions - terms automatically set based on the distance to the coast
Construction year as early as 1850
Ability to offer Special form and replacement cost for eligible buildings
Wind deductibles as low as 1%
Restaurants
Learn moreProperty TIV up to $5M per location/$5.6M per policy
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX
Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.
Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment
Risks with cooking equipment that has a semiannual cleaning contract in place
Retail & Services
Learn moreGeneral Liability, Property or Package
General Liability up to $1M/$2M
Property limits up to $3.3M TIV per location/$5.6M per policy for select classes
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX
Business Personal Property up to $250k per building
Spoilage and Business Income with Extra Expense Coverage
Classes include barber shops, beauty parlors, nail salons, grocery, liquor, and retail stores
Markets
Recent commercial property wins
Type of risk | Premium | State |
---|---|---|
Type of risk Monoline Property | Premium $2,450 | State NJ |
Type of risk Monoline Property | Premium $6,662 | State CA |
Type of risk Monoline Property | Premium $3,410 | State MA |
Type of risk Monoline Property | Premium $8,080 | State CA |