Commercial Property

General Liability, Property, or Package

General Liability up to $1M/$2M

Property up to $3M TIV per location/$5M TIV per policy

Business Personal Property up to $5k

Wind deductibles as low as 2%

General Liability, Property or Package

General Liability up to $1M/$2M

Property TIV up to $2.5M

Coastal wind deductibles as low as 1%

3, 6, 9, and 12-month terms available

Constructed after 1850

Up to $5M TIV ($3M per location)

No coastal restrictions - terms automatically set based on the distance to the coast

Construction year as early as 1850

Ability to offer Special form and replacement cost for eligible buildings

General Liability, Property or Package

General Liability up to $1M/$2M

Property TIV up to $3M per location/$5M per policy

Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment

Risks with cooking equipment that has a semiannual cleaning contract in place

General Liability, Property or Package

General Liability up to $1M/$2M

Property limits up to $3M TIV per location/$5M per policy for select classes

Business Personal Property up to $250k per building

Spoilage and Business Income with Extra Expense Coverage

Classes include barber shops, beauty parlors, hair styling salons, nail salons, grocery stores, convenience stores (non-gas station)