Commercial Property
Quote property coverage for your clients fast across lessor’s risk, vacant buildings, monoline property, retail & services, and restaurant verticals.
Monoline Property
Learn moreProperty up to $3.8M TIV per location/$5.8M TIV per policy (Instant Quotable)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)
Property TIV up to $30M
Coastal properties - terms automatically set based on the distance to the coast
Construction year as early as 1850 with documentation of updates
Ability to offer Special form and replacement cost for eligible buildings
Wind deductibles as low as 1%
Monoline wind available
Lessor's Risk
Learn moreProperty up to $3.8M TIV per location/$5.8M TIV per policy (Instant Quotable)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)
Property TIV up to $5M per package / $10M in select states
Business Personal Property up to $5k
Wind deductibles as low as 1%
Constructed after 1850 with documentation of updates
Up to 1,000 residential units including apartments, student housing, tract housing, HUD, and assisted living
Vacant Buildings & Land
Learn moreProperty TIV up to $2.5M TIV (Instant Quotable)
Property up to $50M TIV
Coastal wind deductibles as low as 1%
3, 6, 9, and 12-month terms available
Constructed after 1850 with documentation of updates
Cosmetic renovations accepted
Properties that are less than 30% occupied
Restaurants, Bars, & Taverns
Learn moreProperty TIV up to $5M per location/$5.8M per policy (Instant Quotable)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)
Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.
Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment
Risks with cooking equipment that has a semiannual cleaning contract in place
Wind deductibles as low as 1%
Constructed after 1850 with documentation of updates

Retail & Services
Learn moreProperty limits up to $3.8M TIV per location/$5.8M per policy for select classes (Instant Quotable)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)
Business Personal Property up to $250k per building
Spoilage and Business Income with Extra Expense Coverage
Classes include barber shops, beauty parlors, nail salons, grocery, liquor, and retail stores
Wind deductibles as low as 1%
Constructed after 1850 with documentation of updates
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Recent commercial property wins

| Type of risk | Premium | State |
|---|---|---|
Type of risk Monoline Property | Premium $7,119 | State CA |
Type of risk Monoline Property | Premium $4,752 | State MO |
Type of risk Monoline Property | Premium $11,252 | State CA |
Type of risk Monoline Property | Premium $10,789 | State CA |
