Commercial Property Coverage for Lessor's Risk, Vacant Buildings, Restaurants, and more classes

Commercial Property

Quote property coverage for your clients fast across lessor’s risk, vacant buildings, monoline property, retail & services, and restaurant verticals.

  • Commercial Property for Lessor's Risk

    Lessor's Risk

    General Liability, Property, or Package

    General Liability up to $1M/$2M

    Property up to $3.3M TIV per location/$5.6M TIV per policy

    Business Personal Property up to $5k

    Wind deductibles as low as 2%

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  • Commercial Property for Vacant Buildings

    Vacant Buildings

    General Liability, Property or Package

    General Liability up to $1M/$2M

    Property TIV up to $2.5M

    Coastal wind deductibles as low as 1%

    3, 6, 9, and 12-month terms available

    Constructed after 1850

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  • Commercial Monoline Property for Retail

    Monoline Property

    Up to $5.6M TIV per policy ($3.3M per location)

    No coastal restrictions - terms automatically set based on the distance to the coast

    Construction year as early as 1850

    Ability to offer Special form and replacement cost for eligible buildings

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  • Commercial Property for Restaurants

    Restaurants

    Property TIV up to $5M per location/$5.6M per policy

    Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.

    Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment

    Risks with cooking equipment that has a semiannual cleaning contract in place

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  • Retail & Services

    Retail & Services

    General Liability, Property or Package

    General Liability up to $1M/$2M

    Property limits up to $3.3M TIV per location/$5.6M per policy for select classes

    Business Personal Property up to $250k per building

    Spoilage and Business Income with Extra Expense Coverage

    Classes include barber shops, beauty parlors, hair styling salons, nail salons, grocery stores, convenience stores (non-gas station)

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Markets

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Recent commercial property wins

Type of riskPremiumState

Type of risk

Monoline Property

Premium

$2,625

State

NY

Type of risk

Monoline Property

Premium

$4,200

State

NY

Type of risk

Monoline Property

Premium

$5,917

State

NJ

Type of risk

Monoline Property

Premium

$5,707

State

FL