Monoline Property

Whether your commercial property is subject to wind, earthquakes - or both - Pathpoint has markets to meet your property coverage needs.

Appetite spotlight

  • Up to $5M TIV ($3M per location)

  • No coastal restrictions - terms automatically set based on distance to coast

  • Construction year as early as 1850

  • Earthquake available, including parts of California (not available in OK or KS)

Markets

Westchester logo

Coverage features

  • Separate deductibles for wind, hail, or earthquake

  • Wind deductibles 2-5% minimum depending on location and distance from coast

  • Ability to offer special form and replacement cost for eligible buildings

Frequently quoted classes

  • Lessor's Risk, Mercantile, Habitational, Offices

  • Schools and Daycares, Healthcare, Hotel/Motel

  • Bars and Restaurants, social and civic clubs

  • Warehouses and wholesaling

  • Mixed occupancies

Recent monoline property wins

Type of riskPremiumState

Type of risk

Property

Premium

$1,060

State

TX

Type of risk

Property

Premium

$6,959

State

AL

Type of risk

Property

Premium

$1,980

State

FL

Type of risk

Property

Premium

$4,330

State

WA