🎁Beat the holiday rush with E&S shortcuts — bind your Q4 accounts now

Learn more
Monoline Property coverage for Vacant Buildings, Lessor's Risk, Restaurants, and more

Monoline Property

Whether your commercial property is subject to wind, earthquakes - or both - Pathpoint has markets to meet your property coverage needs.

Appetite spotlight

Monoline Property coverage options for Vacants, Apartments, Rentals, Storefronts, and more
  • Property up to $3.8M per location/ $5.8M TIV per policy (Instant Quotable)

  • Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)

  • Property TIV up to $30M

  • Coastal properties accepted

  • Construction year as early as 1850 with documentation of updates

  • Earthquake available (not available in OK or KS)

  • Monoline wind coverage available

Monoline Property coverage options for Vacants, Apartments, Rentals, Storefronts, and more

Markets

VaveVelocity RiskWestchesterAtegrity Specialty Insurance CompanyNavigatorsVaveVelocity RiskWestchesterAtegrity Specialty Insurance CompanyNavigatorsVaveVelocity RiskWestchesterAtegrity Specialty Insurance CompanyNavigatorsVaveVelocity RiskWestchesterAtegrity Specialty Insurance CompanyNavigators

Coverage features

  • Separate deductibles for wind, hail, or earthquake

  • Wind deductibles 1-5% minimum depending on location

  • Ability to offer special form and replacement cost for eligible buildings

Quotable Classes

Property coverage
  • 1-4 family dwellings

  • Antique Stores

  • Apartments

  • Arts, Entertainment, and Recreation (including museums, theaters, bowling alleys, cinemas)

  • Civic, non-profit, and social clubs

  • Computer – Stores

  • Daycares

  • Department or Discount Stores

  • Electronics Store

  • Healthcare

  • Hotels/Motels

  • Governmental Organizations or Buildings

  • Jewelry Stores or Distributors

  • Leather Goods Stores

  • Lessor’s Risk

  • Luggage Goods Stores

  • Mixed Occupancies

  • Offices

  • Pawn Shops

  • Mercantile

  • Restaurants

  • Schools

  • Spas or Personal Enhancement Facilities

  • Sun Tanning Salons

  • Tattoo Parlors

  • Taverns

  • Tobacco Products Stores

  • Warehousing

Property coverage