The need for insurance never takes a holiday—in fact, it's the opposite. Summer claims surge due to increased travel, severe weather, and outdoor activities (grill masters, we see you!). Property owners and small businesses need timely coverage, making quick, reliable insurance solutions essential.
We all know holidays like Independence Day slow down insurance processing, especially in Excess and Surplus (E&S) lines. You will likely receive an urgent account request just before or during the holiday. To avoid being stuck at the office with paperwork, Pathpoint offers self-service tools to help you stay on top of accounts, allowing you to enjoy your holiday!
Get an Instant Quote
Our AI-powered Coverage Finder and Search Tool allows you to search and select class codes based on keywords about your client's operations. As you enter information, our Advisory Tool alerts you to any potential issues that may require underwriter review, like properties with claims and upgrades. Lead Underwriter Brian Meyers notes, "Underwriters view 'gut-rehab' claims with suspicion—always back them up with photos and invoices.”
- Ensure that you provide comprehensive details about the risk when seeking replacement costs or Special Form coverage.
- Verify property data using reliable sources, such as TripAdvisor or Redfin, for the number of suites or construction information.
- Include supporting documents, such as before-and-after photos, occupancy certificates, and building permits.
Once you obtain a quote, quickly download and customize ready-made sales materials from our Help Center. Get instant quotes!
Bind Effortlessly
Agents often waste weeks chasing signatures and payments. Pathpoint enables digital binding in just one afternoon. Eliminate the need for printing, faxing, and endless email chains with our streamlined workflow. Simply sign your portion of the prefilled subjectivities, and we'll automatically send the insured their personalized e-sign packet while also copying you so that you stay in the loop. Queue the bind request once you've done your part, and we'll start to process it after the insured signs. Ever find signatures get delayed due to a weekend or holiday? No sweat, our team will honor the bind requested date as the effective date, if it comes in after the requested date. Start digital binding today.
Painless Payment Collection
Collect and track payments painlessly with PathPay's fully digital payment experience. Choose PathPay Insured or PathPay Agency for real-time tracking, reduced financial risk, and automatic commission payouts—no more waiting on checks or awkward follow-ups. Explore PathPay.
Transparent Inspections
After policies are issued, keep inspections on your radar from start to finish—all within the Pathpoint app. No email tag needed. Designate an inspection contact at binding and check the results of the inspection. When results come in, download the reports and upload proof of compliance in-app. Track inspections in one place.
Collaborate Seamlessly
Heading out of the office? With Agency Collaboration, your teammates can pick up any in-progress submissions or policies so nothing falls through the cracks. No duplicates, no lost progress—clock out for that beach BBQ and rest easy knowing your accounts are handled. Invite your team.
Automate Your E&S Processes Before the Fireworks Start
Let’s face it— E&S insurance processes can be challenging. While we can’t automate client calls or emails, we streamline everything else: quoting, signatures, payments, and inspections, transforming weeks-long binds into same-day wins.
Ready to streamline your E&S this July 4th? Visit pathpoint.com and automate quoting, binding, payments, and more—so you can get back to your holiday.