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Why Excess and Surplus Lines are the Future of Small Business Insurance

Insurance agents who specialize in small commercial insurance may have noticed some changes in the market lately. Admitted market carriers seem to be offering fewer and fewer products that cater to small businesses. Instead, more and more options are becoming available through the E&S market. In this article, we'll explore why this shift is happening, why it matters, and what agents need to know about finding the right insurance for their small business clients.